Health Insurance Is Available for Less Than $100 Per Month in GA, Including Dental and Vision
We keep hearing that health insurance is so expensive that 40-50 million Americans cannot afford it. I have argued before that since most Americans seem to be able to afford cell phones, laptops, iPods and cable TV, they can probably afford health insurance.
Here's another example on how affordable health coverage can be, this time using the Blue Cross Blue Shield website for the state of Georgia and getting a quote for a 25-year old male living in Atlanta:
The "Tonik" plan offers the following services (including dental and vision coverage, $20 office visits, physician choice, etc.) for only $97.46 per month (there are other cheaper plans, this is a midrange plan):
- Network: PPO
- Deductible: $5,000
- Coinsurance (after deductible): 100%
- Physician Office visits: $20 copay for first 4 visits, then plan pays 100% after deductible.
- Drug Coverage: $10 generic / $30 preferred / $50 non-preferred.
- Physician Choice: Yes
- Dental Care: $0 for cleanings, exams and x-rays. You pay 20% for minor restorative procedures like fillings after $25 deductible.
- Vision care: Plan pays $50 toward a routine eye exam, glasses or contact lenses and you'll pay the rest.
- Professional Services (X-ray, lab, diagnostics, etc.): Plan pays 100%
- Outpatient Care: Plan pays 100%
- Hospital Inpatient Services: Plan pays 100%
- Emergency Care: Plan pays 100%
- Physical/Occupational Therapy, Chiropractic Services: Plan pays 100%
- Preventive Care : Plan pays 100%