Commercial Bank Share of Consumer Credit > 32%

According to consumer credit data from the Federal Reserve, commercial banks' share of consumer credit is above 32% for the first time since 2000, mainly as a result of the declining share of consumer credit held as "pools of securitized assets" since 2002 (see chart below).
Does this trend signal a return to the more "traditional" banking of the past?

Thanks to Larry Kudlow for the idea for this post.