Are 18 Million Americans Uninsured Voluntarily?
Q: With $50,000 or more in household income, wouldn't many of those 18 million uninsured be without insurance voluntarily? That is, couldn't most of those households afford health insurance?
In Michigan, you can get basic health insurance through Blue Cross starting at $47.14 per month for those 18-30 years old (about the cost of a basic cell phone plan), and for $138.54 per month for individuals under 65 (not too much more than a cable TV plan with premium channels, and less than two cells phones at the monthly average of $77).
Since most households making $50,000 or more can afford multiple cell phones and cable TV, it would seem like they could also afford basic health insurance, and choose not to buy it. If they say they can't afford health insurance, they should consider cancelling their cell phones and/or their cable TV service. If they choose cell phones and cable TV over health insurance, that's a voluntary choice.
Thanks to the Chicago School blog for the idea for this post.